Skyecroft Realty Group Lenders

Certainty Home Loans

  • NameJoe Garner
  • Phone704-999-0342
  • Fax866-216-3665
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Joe Garner is a highly respected loan officer with 14 years of experience (10 years in management) in the North Carolina mortgage industry. In addition to his vast knowledge of home loan products, he uses his B.S. in Psychology to better understand the financial needs of each client.

Joe’s determination to find a solution to every financial scenario that he encounters is what sets him apart from other mortgage professionals. Joe specializes in first-time home buyer programs, conventional fixed-rate mortgage loans, jumbo mortgages, USDA home loans for rural areas, and VA home loans for veterans and active military.

Focused on providing a simplified and transparent loan process, Joe gives each borrower personalized attention by making the time to respond promptly to each person’s questions. By treating each person like family, his goal is to have every client leave with a smile and the confidence that they’ve made the correct financial decisions for their family’s future.

Joe has been married for 8 years and has 5-year-old twins. In his spare time, he coaches T Ball and is involved with the local men’s golf association.

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Joe GarnerBranch Manager/Sr. Loan Officer

NMLSR# 130800 | NC State License# I-146231
SC State License# MLO -130800
Office: 704-246-0120 | Cell: 704-999-0342

eFax: 1-866-499-2968 |

Certainty Home Loans, LLC | NMLSR #2146 | CertaintyHomeLoans.com10800 Sikes Place, Suite 110, Charlotte, NC 28277 Branch NMLSR# 93518 | Branch State License# 112550-102[img border="0" width="24" height="24" src="file:///C:\Users\mhendel\AppData\Local\Temp\msohtmlclip1\01\clip_image012.gif" v:shapes="Picture_x0020_30">

Certainty Home Loans

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About Skyecroft Realty Group

Skyecroft Realty Group is Redefining Real Estate through • Knowledge • Experience • Dedication • Integrity

SkyeCroft Realty operates in such a way to challenge traditional real estate methods & mediocrity! Our highly attentive team is here to carefully navigate you through every detail of the real estate process with the utmost care, professionalism and value-added benefits. Every step made is with YOU in mind, both out in the market and behind the scenes to deliver a Superior, 5-STAR World Class experience like non other.

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